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Choosing the right Mortgage
A mortgage for many people will be the biggest financial commitment they ever make so it is important that you make the right choice.
At first glance there seams to be a bewildering choice of different mortgage types and deal, with loads of different banks and building societies and other finance companies all offering different mortgage deals.
So before you look at the different mortgage’s...
Financial Services Authority confirms new deposit compensation scheme
The Financial Services Authority (FSA) has confirmed that the new deposit compensation limit for the United Kingdom will increase from £50,000 to £85,000 per person, per authorised firm, from 31 December 2010.
This is the Sterling equivalent of the €100,000 deposit compensation limit which comes into force in all European Economic Area (EEA) member states at the end of the year.[ad#Google...
New Years Resolutions – Some practicle ideas to save money
As the year starts to end and we move closer to Christmas, many of us start to think about ways to improve our lives that little bit more and make a resolution come the New Year.
Why not make a change this New Year and resolve to do something practical to put some money back in your pocket. We know that VAT is rising on the 1st of January to 20%, start by giving less back to the government. Examine...
What are your rights if you are facing Redundancy
As the Governments deficit reduction policies take effect, many local authorities, and private companies are making scalling back their workforce. Redu
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Benefit Changes – Why the change.
The Government has announced new plans in it’s white paper to overhaul the benefit system in the biggest shake up since the foundation of the welfare state.
The plans - which are designed to simplify a complex system of benefits to help reduce errors, fraud and inefficiencies, and it is hopped that people in work would be better off by letting them keep more of their earnings.
Currently...
Changes to the State Pension – how will they effect you!
The government has recently published proposals to increase the State Pension age. the State Pension age for men is 65. On 6 April 2010, the State Pension age for women started to increase gradually from 60 to 65, to match men’s.
The coalition government has recently announced new proposals to increase the State Pension age, and the main changes are as follows:
You will not be affected by these...