You’ve probably seen the adverts on TV – cash-strapped celebrities endorsing the latest way of making money by selling your unwanted or broken gold jewellery to make a fast profit. Rising gold prices have made gold a very profitable commodity, and since 2004 gold has almost tripled in value. As there aren’t many commodities that have actually increased in value in the current climate, and... 

We are constatntly bombarded on the Television and Radio from companies advertising payday loans. They show us how easy it is to apply online, or on the telephone, and on the same day, we can have a cash advance in our bank account to spend as we want. There is no getting round it, they seem easy and convenient, but are they really value for money, and is it the type borrowing that we should take... 

The summer is nothing more than a distant memory, and Britain is in the midst of one of the coldest winters in years.  It looks like a white Christmas is highly probable, and households are starting to feel the chill. By switching supplier and saving energy, you can easily knock £600 off your bill. You don’t have to change any pipes, the electricity and gas coming into your house will be the... 

We all know that food prices are rising – a trip to the local supermarket will confirm this. However house hold budgets are shrinking and very few of us will get a rise in salary soon. There are also greater pressures on households as energy prices are increasing at the rate above inflation. As a result a lot of people are returning to cooking homemade meals. Cooking at home is also healthier than... 

As the year starts to end and we move closer to Christmas, many of us start to think about ways to improve our lives that little bit more and make a resolution come the New Year. Why not make a change this New Year and resolve to do something practical to put some money back in your pocket. We know that VAT is rising on the 1st of January to 20%, start by giving less back to the government. Examine... 

If you are prepared to take time thinking, planning, researching and learning some tricks, there are great ways that even the most careful shopper can save money on your weekly food shop – and most of us aren’t exactly careful shoppers! And bear in mind that even a small saving each week or month can add up to hundreds of pounds a year. Plan, plan and plan again: The amount of good... 

From the start of the New Year many of us will not only be out of pocket paying for Christmas, but VAT in the United Kingdom will rise from 17.5% to 20% the VAT was increased as a response to the current defeceit that the Coalition Government faces. We may not be able to avoid VAT entirely, but there are ways that we can certainly avoid VAT when out shopping. HM Customs and revenue defines VAT as...